We’re making it easier to update your home and get the new floor that you have been dreaming of.

Whether you’re buying a beautiful rug or putting new flooring through all of your home, you can make your big purchases on our interest free or payment holiday terms.These easy finance options give you that much needed ‘breathing space’ or even the option to upgrade to something a little more expensive that you may have had your heart set on.

All of our Flooring Xtra stores offer interest free finance options.To make the process nice and easy, you can apply today for pre-approval with Q Mastercard to take advantage of our great interest free offers. Alternatively, one of our friendly team members can help you with the application process in store.

  • Don’t forget to bring in your current NZ Drivers License to speed up processing your transaction
  • If you need help completing the form online, you can call Q Card Customer Support Line 0800 119 100
  • If you are an existing Q Card or Q Mastercard cardholder, simply present your card in store and we will process your transaction



^No payments and no interest for 12 Months (“Payment Holiday”) is available on Flexi Payment Plans for in-store purchases only until further notice. Minimum spend $599. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.



How do I apply for finance?

If you don’t already have a Q Card or Q Mastercard:

  • In-Store: Bring in your current identification e.g. Drivers Licence or Passport. We will process the application and advise you of the outcome.
  • At Home: Apply at home here. If approved simply take your current New Zealand Drivers Licence into your Flooring Xtra store so that we can process the transaction.

How do I apply for finance?

Please call the Q Mastercard Customer Support line 0800 119 100.

What fees do I get charged when I apply?

If your application is approved, an annual account fee of $50 applies - $25 applied to your account on opening and every 6 months thereafter. An establishment fee of $55 is charged when you open your account and use Long Term Finance (such as 18 months no payments & no interest). For more information about Q Mastercard Fees, visit qmastercard.

How long does it take to get approved for Q Card finance?

It will take approximately 10 minutes to fill in the application form in our store. Your sales consultant will put this into the Q Card system which gives you an approval and limit within minutes if lending is approved.

When I make a purchase, can I split my payment between cash or Eftpos and put the balance on Q Card or Q Mastercard finance?

Yes, you can separate your payment like this. If we are running a special offer on finance, there may be a minimum spend that applies for transactions. 3 months interest free and no payments, is available year-round with no minimum spend.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

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Flooring Xtra is New Zealand's largest flooring retailer, with 58 stores located across the country. All Flooring Xtra stores are proudly New Zealand owned and operated, so you can rest assured that when you shop with Flooring Xtra you're supporting hard working Kiwi families and their local communities. Our stores specialise in both residential and commercial flooring solutions, with all stores offering full end to end installation services. Shop and browse our extensive product ranges today, including: carpet, timber, laminate, vinyl, lino, luxury vinyl tiles, underlay, rugs, garage carpet, floor cleaning kits and floor accessories. There's something for everyone at Flooring Xtra!