Interest Free Finance

Whether you’re buying a beautiful rug or putting new flooring through all of your home, you can make your big purchases on our interest free* terms. These easy payment options give you that much needed ‘breathing space’ or even the option to upgrade to something you may have your heart set on. See below for details. All of our Flooring Xtra stores offer interest free* options. You can apply online today for pre-approval with Q Mastercard® and you could to take advantage of our great interest free offers. Alternatively, one of our friendly team members can help you with the application process in store.

Get 30 Months Interest Free*

Get your dream floor today with Q Card's 30 months interest-free finance offer, available on all purchases $1000 and over. Hurry, in-store now until 31 December 2024. 

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Terms & Conditions


18 MONTHS INTEREST FREE & NO PAYMENTS*
*18 Months No Payments & No Interest (“Payment Holiday”) is available on Long Term Finance (LTF) for in-store purchases. Min Spend $1,000. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate currently 28.95% p.a. applies at the end of LTF Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz for full details. Credit provided by Columbus Financial Services Limited.

24 MONTHS INTEREST FREE*
*24 Months Interest Free is available on Long Term Finance (LTF) for in-store. Min Spend $1,000. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Minimum monthly payments required. Standard Interest Rate currently 28.95% p.a. applies at the end of LTF Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz for full details. Credit provided by Columbus Financial Services Limited.

30 MONTHS INTEREST FREE*
*30 Months Interest Free is available on Long Term Finance (LTF) for in-store. Min Spend $1,000. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Minimum monthly payments required. Standard Interest Rate currently 28.95% p.a. applies at the end of LTF Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz for full details. Credit provided by Columbus Financial Services Limited.